This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.11% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,555 | 1,789 |
| 2 | 52,555 | 2,686 | 1,880 |
| 3 | 55,241 | 2,823 | 1,976 |
| 4 | 58,063 | 2,967 | 2,077 |
| 5 | 61,030 | 3,119 | 2,183 |
| 6 | 64,149 | 3,278 | 2,295 |
| 7 | 67,427 | 3,446 | 2,412 |
| 8 | 70,873 | 3,622 | 2,535 |
| 9 | 74,494 | 3,807 | 2,665 |
| 10 | 78,301 | 4,001 | 2,801 |
| 11 | 82,302 | 4,206 | 2,944 |
| 12 | 86,508 | 4,421 | 3,094 |
| 13 | 90,928 | 4,646 | 3,253 |
| 14 | 95,575 | 4,884 | 3,419 |
| 15 | 100,458 | 5,133 | 3,593 |
| 16 | 105,592 | 5,396 | 3,777 |
| 17 | 110,988 | 5,671 | 3,970 |
| 18 | 116,659 | 5,961 | 4,173 |
| 19 | 122,620 | 6,266 | 4,386 |
| 20 | 128,886 | 6,586 | 4,610 |
| TOTAL | $85,472 | $59,831 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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