This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.16% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 580 | 406 |
| 2 | 50,580 | 587 | 411 |
| 3 | 51,167 | 594 | 415 |
| 4 | 51,760 | 600 | 420 |
| 5 | 52,361 | 607 | 425 |
| 6 | 52,968 | 614 | 430 |
| 7 | 53,582 | 622 | 435 |
| 8 | 54,204 | 629 | 440 |
| 9 | 54,833 | 636 | 445 |
| 10 | 55,469 | 643 | 450 |
| 11 | 56,112 | 651 | 456 |
| 12 | 56,763 | 658 | 461 |
| 13 | 57,422 | 666 | 466 |
| 14 | 58,088 | 674 | 472 |
| 15 | 58,762 | 682 | 477 |
| 16 | 59,443 | 690 | 483 |
| 17 | 60,133 | 698 | 488 |
| 18 | 60,830 | 706 | 494 |
| 19 | 61,536 | 714 | 500 |
| 20 | 62,250 | 722 | 505 |
| TOTAL | $12,972 | $9,080 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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