This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.05% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,025 | 1,418 |
| 2 | 52,025 | 2,107 | 1,475 |
| 3 | 54,132 | 2,192 | 1,535 |
| 4 | 56,324 | 2,281 | 1,597 |
| 5 | 58,605 | 2,374 | 1,661 |
| 6 | 60,979 | 2,470 | 1,729 |
| 7 | 63,449 | 2,570 | 1,799 |
| 8 | 66,018 | 2,674 | 1,872 |
| 9 | 68,692 | 2,782 | 1,947 |
| 10 | 71,474 | 2,895 | 2,026 |
| 11 | 74,369 | 3,012 | 2,108 |
| 12 | 77,381 | 3,134 | 2,194 |
| 13 | 80,515 | 3,261 | 2,283 |
| 14 | 83,776 | 3,393 | 2,375 |
| 15 | 87,168 | 3,530 | 2,471 |
| 16 | 90,699 | 3,673 | 2,571 |
| 17 | 94,372 | 3,822 | 2,675 |
| 18 | 98,194 | 3,977 | 2,784 |
| 19 | 102,171 | 4,138 | 2,897 |
| 20 | 106,309 | 4,306 | 3,014 |
| TOTAL | $60,614 | $42,430 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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