This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.00% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 502 | 351 |
| 2 | 50,502 | 507 | 355 |
| 3 | 51,009 | 512 | 358 |
| 4 | 51,521 | 517 | 362 |
| 5 | 52,038 | 522 | 366 |
| 6 | 52,561 | 528 | 369 |
| 7 | 53,089 | 533 | 373 |
| 8 | 53,622 | 538 | 377 |
| 9 | 54,160 | 544 | 381 |
| 10 | 54,704 | 549 | 384 |
| 11 | 55,253 | 555 | 388 |
| 12 | 55,808 | 560 | 392 |
| 13 | 56,368 | 566 | 396 |
| 14 | 56,934 | 572 | 400 |
| 15 | 57,506 | 577 | 404 |
| 16 | 58,083 | 583 | 408 |
| 17 | 58,666 | 589 | 412 |
| 18 | 59,255 | 595 | 416 |
| 19 | 59,850 | 601 | 421 |
| 20 | 60,451 | 607 | 425 |
| TOTAL | $11,058 | $7,740 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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