This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.99% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 495 | 347 |
| 2 | 50,495 | 500 | 350 |
| 3 | 50,995 | 505 | 353 |
| 4 | 51,500 | 510 | 357 |
| 5 | 52,010 | 515 | 360 |
| 6 | 52,524 | 520 | 364 |
| 7 | 53,044 | 525 | 368 |
| 8 | 53,570 | 530 | 371 |
| 9 | 54,100 | 536 | 375 |
| 10 | 54,636 | 541 | 379 |
| 11 | 55,176 | 546 | 382 |
| 12 | 55,723 | 552 | 386 |
| 13 | 56,274 | 557 | 390 |
| 14 | 56,831 | 563 | 394 |
| 15 | 57,394 | 568 | 398 |
| 16 | 57,962 | 574 | 402 |
| 17 | 58,536 | 580 | 406 |
| 18 | 59,116 | 585 | 410 |
| 19 | 59,701 | 591 | 414 |
| 20 | 60,292 | 597 | 418 |
| TOTAL | $10,889 | $7,622 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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