Compare Savings vs. CDs
Comparison of Deposit Account from Eagle Bank with 1.04% - April 2025


Long-Term Analysis of Eagle Bank with 1.04% APY and Commercial Trust Company of Fayette with 0.10% APY and First National Bank & Trust Company of McAlester with 0.45% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    1.04%
    -
    $50,000
    60 Month
    Bank
    1.13x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    1.04%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 520 364
    2 50,520 525 368
    3 51,045 531 372
    4 51,576 536 375
    5 52,113 542 379
    6 52,655 548 383
    7 53,202 553 387
    8 53,756 559 391
    9 54,315 565 395
    10 54,879 571 400
    11 55,450 577 404
    12 56,027 583 408
    13 56,610 589 412
    14 57,198 595 416
    15 57,793 601 421
    16 58,394 607 425
    17 59,002 614 430
    18 59,615 620 434
    19 60,235 626 439
    20 60,862 633 443
    TOTAL $11,495 $8,046
  • 2
    LOCAL MONEY MARKET
    0.10%
    -
    $50,000
    N.A.
    Bank
    0.11x (National Avg. - 0.92%)
    $2,500
     
    SCENARIO
    Year Rate
    0.10%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 3
    LOCAL CD
    0.45%
    -
    $50,000
    36 Month
    Bank
    0.60x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    0.45%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 225 158
    2 50,225 226 158
    3 50,451 227 159
    4 50,678 228 160
    5 50,906 229 160
    6 51,135 230 161
    7 51,365 231 162
    8 51,596 232 163
    9 51,829 233 163
    10 52,062 234 164
    11 52,296 235 165
    12 52,531 236 165
    13 52,768 237 166
    14 53,005 239 167
    15 53,244 240 168
    16 53,483 241 168
    17 53,724 242 169
    18 53,966 243 170
    19 54,209 244 171
    20 54,453 245 172
    TOTAL $4,698 $3,288

    All calculations are for demonstration purposes only.

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