This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.10% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 50 | 35 |
| 2 | 50,050 | 50 | 35 |
| 3 | 50,100 | 50 | 35 |
| 4 | 50,150 | 50 | 35 |
| 5 | 50,200 | 50 | 35 |
| 6 | 50,251 | 50 | 35 |
| 7 | 50,301 | 50 | 35 |
| 8 | 50,351 | 50 | 35 |
| 9 | 50,401 | 50 | 35 |
| 10 | 50,452 | 50 | 35 |
| 11 | 50,502 | 51 | 35 |
| 12 | 50,553 | 51 | 35 |
| 13 | 50,603 | 51 | 35 |
| 14 | 50,654 | 51 | 35 |
| 15 | 50,705 | 51 | 35 |
| 16 | 50,755 | 51 | 36 |
| 17 | 50,806 | 51 | 36 |
| 18 | 50,857 | 51 | 36 |
| 19 | 50,908 | 51 | 36 |
| 20 | 50,959 | 51 | 36 |
| TOTAL | $1,010 | $707 |
| Year | Rate 1.02% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 510 | 357 |
| 2 | 50,510 | 515 | 361 |
| 3 | 51,025 | 520 | 364 |
| 4 | 51,546 | 526 | 368 |
| 5 | 52,071 | 531 | 372 |
| 6 | 52,603 | 537 | 376 |
| 7 | 53,139 | 542 | 379 |
| 8 | 53,681 | 548 | 383 |
| 9 | 54,229 | 553 | 387 |
| 10 | 54,782 | 559 | 391 |
| 11 | 55,341 | 564 | 395 |
| 12 | 55,905 | 570 | 399 |
| 13 | 56,475 | 576 | 403 |
| 14 | 57,051 | 582 | 407 |
| 15 | 57,633 | 588 | 412 |
| 16 | 58,221 | 594 | 416 |
| 17 | 58,815 | 600 | 420 |
| 18 | 59,415 | 606 | 424 |
| 19 | 60,021 | 612 | 429 |
| 20 | 60,633 | 618 | 433 |
| TOTAL | $11,252 | $7,876 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$5,000 |
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Last change: ↑0.15% on March 22. |
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4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$500 |
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Last change: ↓0.50% on February 25. |
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