This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.06% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,530 | 1,071 |
| 2 | 51,530 | 1,577 | 1,104 |
| 3 | 53,107 | 1,625 | 1,138 |
| 4 | 54,732 | 1,675 | 1,172 |
| 5 | 56,407 | 1,726 | 1,208 |
| 6 | 58,133 | 1,779 | 1,245 |
| 7 | 59,912 | 1,833 | 1,283 |
| 8 | 61,745 | 1,889 | 1,323 |
| 9 | 63,634 | 1,947 | 1,363 |
| 10 | 65,581 | 2,007 | 1,405 |
| 11 | 67,588 | 2,068 | 1,448 |
| 12 | 69,656 | 2,131 | 1,492 |
| 13 | 71,788 | 2,197 | 1,538 |
| 14 | 73,985 | 2,264 | 1,585 |
| 15 | 76,249 | 2,333 | 1,633 |
| 16 | 78,582 | 2,405 | 1,683 |
| 17 | 80,986 | 2,478 | 1,735 |
| 18 | 83,465 | 2,554 | 1,788 |
| 19 | 86,019 | 2,632 | 1,843 |
| 20 | 88,651 | 2,713 | 1,899 |
| TOTAL | $41,364 | $28,954 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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