This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.84% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 420 | 294 |
| 2 | 50,420 | 424 | 296 |
| 3 | 50,844 | 427 | 299 |
| 4 | 51,271 | 431 | 301 |
| 5 | 51,701 | 434 | 304 |
| 6 | 52,136 | 438 | 307 |
| 7 | 52,574 | 442 | 309 |
| 8 | 53,015 | 445 | 312 |
| 9 | 53,460 | 449 | 314 |
| 10 | 53,910 | 453 | 317 |
| 11 | 54,362 | 457 | 320 |
| 12 | 54,819 | 460 | 322 |
| 13 | 55,279 | 464 | 325 |
| 14 | 55,744 | 468 | 328 |
| 15 | 56,212 | 472 | 331 |
| 16 | 56,684 | 476 | 333 |
| 17 | 57,160 | 480 | 336 |
| 18 | 57,641 | 484 | 339 |
| 19 | 58,125 | 488 | 342 |
| 20 | 58,613 | 492 | 345 |
| TOTAL | $9,105 | $6,374 |
| Year | Rate 0.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 75 | 53 |
| 2 | 50,075 | 75 | 53 |
| 3 | 50,150 | 75 | 53 |
| 4 | 50,225 | 75 | 53 |
| 5 | 50,301 | 75 | 53 |
| 6 | 50,376 | 76 | 53 |
| 7 | 50,452 | 76 | 53 |
| 8 | 50,527 | 76 | 53 |
| 9 | 50,603 | 76 | 53 |
| 10 | 50,679 | 76 | 53 |
| 11 | 50,755 | 76 | 53 |
| 12 | 50,831 | 76 | 53 |
| 13 | 50,907 | 76 | 53 |
| 14 | 50,984 | 76 | 54 |
| 15 | 51,060 | 77 | 54 |
| 16 | 51,137 | 77 | 54 |
| 17 | 51,214 | 77 | 54 |
| 18 | 51,290 | 77 | 54 |
| 19 | 51,367 | 77 | 54 |
| 20 | 51,444 | 77 | 54 |
| TOTAL | $1,522 | $1,065 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$5,000 |
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Last change: ↑0.15% on March 22. |
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|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$500 |
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Last change: ↓0.50% on February 25. |
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