Compare Savings vs. CDs
Comparison of Deposit Account from DIAMOND VALLEY with 0.72% - March 2025


Long-Term Analysis of DIAMOND VALLEY with 0.72% APY and Fairfield Federal Savings and Loan Association of Lancaster with 0.20% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.72%
    -
    $50,000
    24 Month
    Credit Union
    1.09x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.72%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 360 252
    2 50,360 363 254
    3 50,723 365 256
    4 51,088 368 257
    5 51,456 370 259
    6 51,826 373 261
    7 52,199 376 263
    8 52,575 379 265
    9 52,954 381 267
    10 53,335 384 269
    11 53,719 387 271
    12 54,106 390 273
    13 54,495 392 275
    14 54,888 395 277
    15 55,283 398 279
    16 55,681 401 281
    17 56,082 404 283
    18 56,486 407 285
    19 56,892 410 287
    20 57,302 413 289
    TOTAL $7,714 $5,400
  • 2
    LOCAL CD
    0.20%
    -
    $50,000
    6 Month
    Bank
    0.49x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.20%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.15% on March 22.

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    Last change: ↑0.20% on January 18.

    Last change: ↓0.15% on January 25.

    Last change: ↓0.50% on February 25.