This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.38% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,690 | 1,883 |
| 2 | 52,690 | 2,835 | 1,984 |
| 3 | 55,525 | 2,987 | 2,091 |
| 4 | 58,512 | 3,148 | 2,204 |
| 5 | 61,660 | 3,317 | 2,322 |
| 6 | 64,977 | 3,496 | 2,447 |
| 7 | 68,473 | 3,684 | 2,579 |
| 8 | 72,157 | 3,882 | 2,717 |
| 9 | 76,039 | 4,091 | 2,864 |
| 10 | 80,130 | 4,311 | 3,018 |
| 11 | 84,441 | 4,543 | 3,180 |
| 12 | 88,984 | 4,787 | 3,351 |
| 13 | 93,771 | 5,045 | 3,531 |
| 14 | 98,816 | 5,316 | 3,721 |
| 15 | 104,132 | 5,602 | 3,922 |
| 16 | 109,734 | 5,904 | 4,133 |
| 17 | 115,638 | 6,221 | 4,355 |
| 18 | 121,859 | 6,556 | 4,589 |
| 19 | 128,416 | 6,909 | 4,836 |
| 20 | 135,324 | 7,280 | 5,096 |
| TOTAL | $92,605 | $64,823 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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|
|
4.80% |
$50,000 |
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|
Last change: ↑0.20% on October 28. |
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