This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.90% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,950 | 2,065 |
| 2 | 52,950 | 3,124 | 2,187 |
| 3 | 56,074 | 3,308 | 2,316 |
| 4 | 59,382 | 3,504 | 2,452 |
| 5 | 62,886 | 3,710 | 2,597 |
| 6 | 66,596 | 3,929 | 2,750 |
| 7 | 70,525 | 4,161 | 2,913 |
| 8 | 74,686 | 4,406 | 3,085 |
| 9 | 79,093 | 4,666 | 3,267 |
| 10 | 83,759 | 4,942 | 3,459 |
| 11 | 88,701 | 5,233 | 3,663 |
| 12 | 93,935 | 5,542 | 3,879 |
| 13 | 99,477 | 5,869 | 4,108 |
| 14 | 105,346 | 6,215 | 4,351 |
| 15 | 111,561 | 6,582 | 4,607 |
| 16 | 118,143 | 6,970 | 4,879 |
| 17 | 125,114 | 7,382 | 5,167 |
| 18 | 132,496 | 7,817 | 5,472 |
| 19 | 140,313 | 8,278 | 5,795 |
| 20 | 148,591 | 8,767 | 6,137 |
| TOTAL | $107,358 | $75,151 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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4.70% |
$50,000 |
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Last change: ↓0.10% on December 29. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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|
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4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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