This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.64% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,820 | 1,974 |
| 2 | 52,820 | 2,979 | 2,085 |
| 3 | 55,799 | 3,147 | 2,203 |
| 4 | 58,946 | 3,325 | 2,327 |
| 5 | 62,271 | 3,512 | 2,458 |
| 6 | 65,783 | 3,710 | 2,597 |
| 7 | 69,493 | 3,919 | 2,744 |
| 8 | 73,412 | 4,140 | 2,898 |
| 9 | 77,553 | 4,374 | 3,062 |
| 10 | 81,927 | 4,621 | 3,234 |
| 11 | 86,547 | 4,881 | 3,417 |
| 12 | 91,429 | 5,157 | 3,610 |
| 13 | 96,585 | 5,447 | 3,813 |
| 14 | 102,033 | 5,755 | 4,028 |
| 15 | 107,787 | 6,079 | 4,255 |
| 16 | 113,866 | 6,422 | 4,495 |
| 17 | 120,289 | 6,784 | 4,749 |
| 18 | 127,073 | 7,167 | 5,017 |
| 19 | 134,240 | 7,571 | 5,300 |
| 20 | 141,811 | 7,998 | 5,599 |
| TOTAL | $99,809 | $69,866 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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