This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.29% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,145 | 1,502 |
| 2 | 52,145 | 2,237 | 1,566 |
| 3 | 54,382 | 2,333 | 1,633 |
| 4 | 56,715 | 2,433 | 1,703 |
| 5 | 59,148 | 2,537 | 1,776 |
| 6 | 61,686 | 2,646 | 1,852 |
| 7 | 64,332 | 2,760 | 1,932 |
| 8 | 67,092 | 2,878 | 2,015 |
| 9 | 69,970 | 3,002 | 2,101 |
| 10 | 72,972 | 3,130 | 2,191 |
| 11 | 76,102 | 3,265 | 2,285 |
| 12 | 79,367 | 3,405 | 2,383 |
| 13 | 82,772 | 3,551 | 2,486 |
| 14 | 86,323 | 3,703 | 2,592 |
| 15 | 90,026 | 3,862 | 2,703 |
| 16 | 93,888 | 4,028 | 2,819 |
| 17 | 97,916 | 4,201 | 2,940 |
| 18 | 102,116 | 4,381 | 3,067 |
| 19 | 106,497 | 4,569 | 3,198 |
| 20 | 111,066 | 4,765 | 3,335 |
| TOTAL | $65,831 | $46,081 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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