This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.55% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,275 | 1,593 |
| 2 | 52,275 | 2,379 | 1,665 |
| 3 | 54,654 | 2,487 | 1,741 |
| 4 | 57,140 | 2,600 | 1,820 |
| 5 | 59,740 | 2,718 | 1,903 |
| 6 | 62,458 | 2,842 | 1,989 |
| 7 | 65,300 | 2,971 | 2,080 |
| 8 | 68,271 | 3,106 | 2,174 |
| 9 | 71,378 | 3,248 | 2,273 |
| 10 | 74,625 | 3,395 | 2,377 |
| 11 | 78,021 | 3,550 | 2,485 |
| 12 | 81,571 | 3,711 | 2,598 |
| 13 | 85,282 | 3,880 | 2,716 |
| 14 | 89,163 | 4,057 | 2,840 |
| 15 | 93,219 | 4,241 | 2,969 |
| 16 | 97,461 | 4,434 | 3,104 |
| 17 | 101,895 | 4,636 | 3,245 |
| 18 | 106,532 | 4,847 | 3,393 |
| 19 | 111,379 | 5,068 | 3,547 |
| 20 | 116,447 | 5,298 | 3,709 |
| TOTAL | $71,745 | $50,221 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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