This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.23% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 115 | 81 |
| 2 | 50,115 | 115 | 81 |
| 3 | 50,230 | 116 | 81 |
| 4 | 50,346 | 116 | 81 |
| 5 | 50,462 | 116 | 81 |
| 6 | 50,578 | 116 | 81 |
| 7 | 50,694 | 117 | 82 |
| 8 | 50,811 | 117 | 82 |
| 9 | 50,927 | 117 | 82 |
| 10 | 51,045 | 117 | 82 |
| 11 | 51,162 | 118 | 82 |
| 12 | 51,280 | 118 | 83 |
| 13 | 51,398 | 118 | 83 |
| 14 | 51,516 | 118 | 83 |
| 15 | 51,634 | 119 | 83 |
| 16 | 51,753 | 119 | 83 |
| 17 | 51,872 | 119 | 84 |
| 18 | 51,991 | 120 | 84 |
| 19 | 52,111 | 120 | 84 |
| 20 | 52,231 | 120 | 84 |
| TOTAL | $2,351 | $1,646 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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