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Comparison of Deposit Account from CRANE with 1.00% - April 2025

Long-Term Analysis of SOUTH DIVISION with 0.20% APY and CRANE with 1.00% APY and Hiawatha National Bank with 2.78% APY and BROADVIEW with 3.50% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

SOUTH DIVISION

0.20%

$50,000

12 Month

Credit Union

0.36x (National Avg. - 0.55%)

$100,000

SCENARIO

Year	Rate 0.20%	Annual Interest	Annual Interest (After Tax)
1	50,000	100	70
2	50,100	100	70
3	50,200	100	70
4	50,301	101	70
5	50,401	101	71
6	50,502	101	71
7	50,603	101	71
8	50,704	101	71
9	50,806	102	71
10	50,907	102	71
11	51,009	102	71
12	51,111	102	72
13	51,213	102	72
14	51,316	103	72
15	51,418	103	72
16	51,521	103	72
17	51,624	103	72
18	51,727	103	72
19	51,831	104	73
20	51,935	104	73
	TOTAL	$2,038	$1,427

LOCAL CD

CRANE

1.00%

$50,000

48 Month

Credit Union

1.23x (National Avg. - 0.82%)

$100,000

SCENARIO

Year	Rate 1.00%	Annual Interest	Annual Interest (After Tax)
1	50,000	500	350
2	50,500	505	354
3	51,005	510	357
4	51,515	515	361
5	52,030	520	364
6	52,551	526	368
7	53,076	531	372
8	53,607	536	375
9	54,143	541	379
10	54,684	547	383
11	55,231	552	387
12	55,783	558	390
13	56,341	563	394
14	56,905	569	398
15	57,474	575	402
16	58,048	580	406
17	58,629	586	410
18	59,215	592	415
19	59,807	598	419
20	60,405	604	423
	TOTAL	$11,010	$7,707

LOCAL MONEY MARKET

Hiawatha National Bank

2.78%

$50,000

N.A.

Bank

3.41x (National Avg. - 0.82%)

$1,000,000

SCENARIO

Year	Rate 2.78%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,390	973
2	51,390	1,429	1,000
3	52,819	1,468	1,028
4	54,287	1,509	1,056
5	55,796	1,551	1,086
6	57,347	1,594	1,116
7	58,942	1,639	1,147
8	60,580	1,684	1,179
9	62,264	1,731	1,212
10	63,995	1,779	1,245
11	65,774	1,829	1,280
12	67,603	1,879	1,316
13	69,482	1,932	1,352
14	71,414	1,985	1,390
15	73,399	2,040	1,428
16	75,440	2,097	1,468
17	77,537	2,156	1,509
18	79,692	2,215	1,551
19	81,908	2,277	1,594
20	84,185	2,340	1,638
	TOTAL	$36,525	$25,568

LOCAL CD

BROADVIEW

3.50%

$50,000

23 Month

Credit Union

N.A.

$500

SCENARIO

Year	Rate 3.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,750	1,225
2	51,750	1,811	1,268
3	53,561	1,875	1,312
4	55,436	1,940	1,358
5	57,376	2,008	1,406
6	59,384	2,078	1,455
7	61,463	2,151	1,506
8	63,614	2,226	1,559
9	65,840	2,304	1,613
10	68,145	2,385	1,670
11	70,530	2,469	1,728
12	72,998	2,555	1,788
13	75,553	2,644	1,851
14	78,198	2,737	1,916
15	80,935	2,833	1,983
16	83,767	2,932	2,052
17	86,699	3,034	2,124
18	89,734	3,141	2,198
19	92,874	3,251	2,275
20	96,125	3,364	2,355
	TOTAL	$49,489	$34,643

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$50,000	Learn More
Last change: ↓0.10% on February 9. 6 Month Jumbo CD.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.50%	$1,500	Learn More
Last change: ↓0.15% on January 25.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.

Compare Savings vs. CDs Comparison of Deposit Account from CRANE with 1.00% - April 2025

Long-Term Analysis of SOUTH DIVISION with 0.20% APY and CRANE with 1.00% APY and Hiawatha National Bank with 2.78% APY and BROADVIEW with 3.50% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from CRANE with 1.00% - April 2025