This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.75% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,875 | 2,013 |
| 2 | 52,875 | 3,040 | 2,128 |
| 3 | 55,915 | 3,215 | 2,251 |
| 4 | 59,130 | 3,400 | 2,380 |
| 5 | 62,530 | 3,596 | 2,517 |
| 6 | 66,126 | 3,802 | 2,662 |
| 7 | 69,928 | 4,021 | 2,815 |
| 8 | 73,949 | 4,252 | 2,976 |
| 9 | 78,201 | 4,497 | 3,148 |
| 10 | 82,698 | 4,755 | 3,329 |
| 11 | 87,453 | 5,029 | 3,520 |
| 12 | 92,481 | 5,318 | 3,722 |
| 13 | 97,799 | 5,623 | 3,936 |
| 14 | 103,422 | 5,947 | 4,163 |
| 15 | 109,369 | 6,289 | 4,402 |
| 16 | 115,658 | 6,650 | 4,655 |
| 17 | 122,308 | 7,033 | 4,923 |
| 18 | 129,341 | 7,437 | 5,206 |
| 19 | 136,778 | 7,865 | 5,505 |
| 20 | 144,643 | 8,317 | 5,822 |
| TOTAL | $102,960 | $72,072 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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