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Comparison of Deposit Account from County Bank with 0.16% - April 2025


Long-Term Analysis of Frandsen Bank & Trust with 0.10% APY and Farmers Bank of Lohman, Missouri with 0.20% APY and First Bank of Alabama with 0.10% APY and UNITED with 1.60% APY and United Business Bank with 0.40% APY and United Business Bank with 0.10% APY and County Bank with 0.16% APY and United Community Bank with 0.15% APY and First Financial Bank, National Association with 0.10% APY and CONNEXUS with 3.16% APY and Eastbank, National Association with 3.60% APY and The Richwood Banking Company with 0.47% APY and First United Bank and Trust Company with 0.15% APY and UMB Bank, National Association with 0.25% APY and FAMILY ADVANTAGE with 0.10% APY and FAMILY ADVANTAGE with 0.05% APY and American National Bank & Trust with 0.50% APY and HERITAGE USA with 0.08% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Frandsen Bank & Trust
    0.10%
    -
    $50,000
    24 Month
    Bank
    0.15x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 2
    LOCAL MONEY MARKET
    Farmers Bank of Lohman, Missouri
    0.20%
    -
    $50,000
    N.A.
    Bank
    0.30x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 3
    LOCAL MONEY MARKET
    First Bank of Alabama
    0.10%
    -
    $50,000
    N.A.
    Bank
    0.15x (National Avg. - 0.66%)
    $2,500
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 4
    LOCAL CD
    UNITED
    1.60%
    -
    $50,000
    15 Month
    Credit Union
    N.A.
    $500
     
    SCENARIO
    Year Rate
    1.60%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 800 560
    2 50,800 813 569
    3 51,613 826 578
    4 52,439 839 587
    5 53,278 852 597
    6 54,130 866 606
    7 54,996 880 616
    8 55,876 894 626
    9 56,770 908 636
    10 57,678 923 646
    11 58,601 938 656
    12 59,539 953 667
    13 60,492 968 678
    14 61,459 983 688
    15 62,443 999 699
    16 63,442 1,015 711
    17 64,457 1,031 722
    18 65,488 1,048 733
    19 66,536 1,065 745
    20 67,601 1,082 757
    TOTAL $18,682 $13,078
  • 5
    LOCAL CD
    United Business Bank
    0.40%
    -
    $50,000
    24 Month
    Bank
    0.61x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909
  • 6
    LOCAL MONEY MARKET
    United Business Bank
    0.10%
    -
    $50,000
    N.A.
    Bank
    0.15x (National Avg. - 0.66%)
    $25,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 7
    LOCAL MONEY MARKET
    County Bank
    0.16%
    -
    $50,000
    N.A.
    Bank
    0.24x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.16%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 80 56
    2 50,080 80 56
    3 50,160 80 56
    4 50,240 80 56
    5 50,321 81 56
    6 50,401 81 56
    7 50,482 81 57
    8 50,563 81 57
    9 50,644 81 57
    10 50,725 81 57
    11 50,806 81 57
    12 50,887 81 57
    13 50,968 82 57
    14 51,050 82 57
    15 51,132 82 57
    16 51,214 82 57
    17 51,295 82 57
    18 51,378 82 58
    19 51,460 82 58
    20 51,542 82 58
    TOTAL $1,625 $1,137
  • 8
    LOCAL MONEY MARKET
    United Community Bank
    0.15%
    -
    $50,000
    N.A.
    Bank
    0.23x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 75 53
    2 50,075 75 53
    3 50,150 75 53
    4 50,225 75 53
    5 50,301 75 53
    6 50,376 76 53
    7 50,452 76 53
    8 50,527 76 53
    9 50,603 76 53
    10 50,679 76 53
    11 50,755 76 53
    12 50,831 76 53
    13 50,907 76 53
    14 50,984 76 54
    15 51,060 77 54
    16 51,137 77 54
    17 51,214 77 54
    18 51,290 77 54
    19 51,367 77 54
    20 51,444 77 54
    TOTAL $1,522 $1,065
  • 9
    LOCAL MONEY MARKET
    First Financial Bank, National Association
    0.10%
    -
    $50,000
    N.A.
    Bank
    0.15x (National Avg. - 0.66%)
    $25,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 10
    LOCAL CD
    CONNEXUS
    3.16%
    -
    $50,000
    60 Month
    Credit Union
    3.44x (National Avg. - 0.92%)
    $5,000
     
    SCENARIO
    Year Rate
    3.16%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,580 1,106
    2 51,580 1,630 1,141
    3 53,210 1,681 1,177
    4 54,891 1,735 1,214
    5 56,626 1,789 1,253
    6 58,415 1,846 1,292
    7 60,261 1,904 1,333
    8 62,165 1,964 1,375
    9 64,130 2,027 1,419
    10 66,156 2,091 1,463
    11 68,247 2,157 1,510
    12 70,404 2,225 1,557
    13 72,628 2,295 1,607
    14 74,923 2,368 1,657
    15 77,291 2,442 1,710
    16 79,733 2,520 1,764
    17 82,253 2,599 1,819
    18 84,852 2,681 1,877
    19 87,533 2,766 1,936
    20 90,299 2,853 1,997
    TOTAL $43,153 $30,207
  • 11
    LOCAL CD
    Eastbank, National Association
    3.60%
    -
    $50,000
    24 Month
    Bank
    5.45x (National Avg. - 0.66%)
    $2,500
     
    SCENARIO
    Year Rate
    3.60%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,800 1,260
    2 51,800 1,865 1,305
    3 53,665 1,932 1,352
    4 55,597 2,001 1,401
    5 57,598 2,074 1,451
    6 59,672 2,148 1,504
    7 61,820 2,226 1,558
    8 64,045 2,306 1,614
    9 66,351 2,389 1,672
    10 68,740 2,475 1,732
    11 71,214 2,564 1,795
    12 73,778 2,656 1,859
    13 76,434 2,752 1,926
    14 79,186 2,851 1,995
    15 82,036 2,953 2,067
    16 84,990 3,060 2,142
    17 88,049 3,170 2,219
    18 91,219 3,284 2,299
    19 94,503 3,402 2,381
    20 97,905 3,525 2,467
    TOTAL $51,430 $36,001
  • 12
    LOCAL CD
    The Richwood Banking Company
    0.47%
    -
    $50,000
    24 Month
    Bank
    0.71x (National Avg. - 0.66%)
    $500
     
    SCENARIO
    Year Rate
    0.47%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 235 165
    2 50,235 236 165
    3 50,471 237 166
    4 50,708 238 167
    5 50,947 239 168
    6 51,186 241 168
    7 51,427 242 169
    8 51,668 243 170
    9 51,911 244 171
    10 52,155 245 172
    11 52,400 246 172
    12 52,647 247 173
    13 52,894 249 174
    14 53,143 250 175
    15 53,392 251 176
    16 53,643 252 176
    17 53,895 253 177
    18 54,149 254 178
    19 54,403 256 179
    20 54,659 257 180
    TOTAL $4,916 $3,441
  • 13
    LOCAL CD
    First United Bank and Trust Company
    0.15%
    -
    $50,000
    12 Month
    Bank
    0.27x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 75 53
    2 50,075 75 53
    3 50,150 75 53
    4 50,225 75 53
    5 50,301 75 53
    6 50,376 76 53
    7 50,452 76 53
    8 50,527 76 53
    9 50,603 76 53
    10 50,679 76 53
    11 50,755 76 53
    12 50,831 76 53
    13 50,907 76 53
    14 50,984 76 54
    15 51,060 77 54
    16 51,137 77 54
    17 51,214 77 54
    18 51,290 77 54
    19 51,367 77 54
    20 51,444 77 54
    TOTAL $1,522 $1,065
  • 14
    LOCAL CD
    UMB Bank, National Association
    0.25%
    -
    $50,000
    36 Month
    Bank
    0.33x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 15
    LOCAL CD
    FAMILY ADVANTAGE
    0.10%
    -
    $50,000
    6 Month
    Credit Union
    0.25x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 16
    LOCAL SAVINGS
    FAMILY ADVANTAGE
    0.05%
    -
    $50,000
    N.A.
    Credit Union
    0.22x (National Avg. - 0.23%)
    $2,500
     
    SCENARIO
    Year Rate
    0.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 25 18
    2 50,025 25 18
    3 50,050 25 18
    4 50,075 25 18
    5 50,100 25 18
    6 50,125 25 18
    7 50,150 25 18
    8 50,175 25 18
    9 50,200 25 18
    10 50,225 25 18
    11 50,251 25 18
    12 50,276 25 18
    13 50,301 25 18
    14 50,326 25 18
    15 50,351 25 18
    16 50,376 25 18
    17 50,402 25 18
    18 50,427 25 18
    19 50,452 25 18
    20 50,477 25 18
    TOTAL $502 $352
  • 17
    LOCAL CD
    American National Bank & Trust
    0.50%
    -
    $50,000
    12 Month
    Bank
    0.91x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 18
    LOCAL MONEY MARKET
    HERITAGE USA
    0.08%
    -
    $50,000
    N.A.
    Credit Union
    0.14x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.08%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 38 26
    2 50,038 38 26
    3 50,075 38 26
    4 50,113 38 26
    5 50,150 38 26
    6 50,188 38 26
    7 50,225 38 26
    8 50,263 38 26
    9 50,301 38 26
    10 50,339 38 26
    11 50,376 38 26
    12 50,414 38 26
    13 50,452 38 26
    14 50,490 38 27
    15 50,528 38 27
    16 50,565 38 27
    17 50,603 38 27
    18 50,641 38 27
    19 50,679 38 27
    20 50,717 38 27
    TOTAL $755 $529

    All calculations are for demonstration purposes only.

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