This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.57% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,785 | 1,250 |
| 2 | 51,785 | 1,849 | 1,294 |
| 3 | 53,634 | 1,915 | 1,340 |
| 4 | 55,548 | 1,983 | 1,388 |
| 5 | 57,532 | 2,054 | 1,438 |
| 6 | 59,585 | 2,127 | 1,489 |
| 7 | 61,713 | 2,203 | 1,542 |
| 8 | 63,916 | 2,282 | 1,597 |
| 9 | 66,198 | 2,363 | 1,654 |
| 10 | 68,561 | 2,448 | 1,713 |
| 11 | 71,008 | 2,535 | 1,775 |
| 12 | 73,543 | 2,625 | 1,838 |
| 13 | 76,169 | 2,719 | 1,903 |
| 14 | 78,888 | 2,816 | 1,971 |
| 15 | 81,704 | 2,917 | 2,042 |
| 16 | 84,621 | 3,021 | 2,115 |
| 17 | 87,642 | 3,129 | 2,190 |
| 18 | 90,771 | 3,241 | 2,268 |
| 19 | 94,012 | 3,356 | 2,349 |
| 20 | 97,368 | 3,476 | 2,433 |
| TOTAL | $50,844 | $35,591 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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