This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.01% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,505 | 1,054 |
| 2 | 51,505 | 1,550 | 1,085 |
| 3 | 53,055 | 1,597 | 1,118 |
| 4 | 54,652 | 1,645 | 1,152 |
| 5 | 56,297 | 1,695 | 1,186 |
| 6 | 57,992 | 1,746 | 1,222 |
| 7 | 59,737 | 1,798 | 1,259 |
| 8 | 61,535 | 1,852 | 1,297 |
| 9 | 63,388 | 1,908 | 1,336 |
| 10 | 65,296 | 1,965 | 1,376 |
| 11 | 67,261 | 2,025 | 1,417 |
| 12 | 69,286 | 2,085 | 1,460 |
| 13 | 71,371 | 2,148 | 1,504 |
| 14 | 73,519 | 2,213 | 1,549 |
| 15 | 75,732 | 2,280 | 1,596 |
| 16 | 78,012 | 2,348 | 1,644 |
| 17 | 80,360 | 2,419 | 1,693 |
| 18 | 82,779 | 2,492 | 1,744 |
| 19 | 85,271 | 2,567 | 1,797 |
| 20 | 87,837 | 2,644 | 1,851 |
| TOTAL | $40,481 | $28,337 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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