This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.16% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,580 | 1,106 |
| 2 | 51,580 | 1,630 | 1,141 |
| 3 | 53,210 | 1,681 | 1,177 |
| 4 | 54,891 | 1,735 | 1,214 |
| 5 | 56,626 | 1,789 | 1,253 |
| 6 | 58,415 | 1,846 | 1,292 |
| 7 | 60,261 | 1,904 | 1,333 |
| 8 | 62,165 | 1,964 | 1,375 |
| 9 | 64,130 | 2,027 | 1,419 |
| 10 | 66,156 | 2,091 | 1,463 |
| 11 | 68,247 | 2,157 | 1,510 |
| 12 | 70,404 | 2,225 | 1,557 |
| 13 | 72,628 | 2,295 | 1,607 |
| 14 | 74,923 | 2,368 | 1,657 |
| 15 | 77,291 | 2,442 | 1,710 |
| 16 | 79,733 | 2,520 | 1,764 |
| 17 | 82,253 | 2,599 | 1,819 |
| 18 | 84,852 | 2,681 | 1,877 |
| 19 | 87,533 | 2,766 | 1,936 |
| 20 | 90,299 | 2,853 | 1,997 |
| TOTAL | $43,153 | $30,207 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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5.00% |
$500 |
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Last change: ↑3.00% on August 7. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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