This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.76% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,380 | 966 |
| 2 | 51,380 | 1,418 | 993 |
| 3 | 52,798 | 1,457 | 1,020 |
| 4 | 54,255 | 1,497 | 1,048 |
| 5 | 55,753 | 1,539 | 1,077 |
| 6 | 57,292 | 1,581 | 1,107 |
| 7 | 58,873 | 1,625 | 1,137 |
| 8 | 60,498 | 1,670 | 1,169 |
| 9 | 62,167 | 1,716 | 1,201 |
| 10 | 63,883 | 1,763 | 1,234 |
| 11 | 65,646 | 1,812 | 1,268 |
| 12 | 67,458 | 1,862 | 1,303 |
| 13 | 69,320 | 1,913 | 1,339 |
| 14 | 71,233 | 1,966 | 1,376 |
| 15 | 73,199 | 2,020 | 1,414 |
| 16 | 75,220 | 2,076 | 1,453 |
| 17 | 77,296 | 2,133 | 1,493 |
| 18 | 79,429 | 2,192 | 1,535 |
| 19 | 81,621 | 2,253 | 1,577 |
| 20 | 83,874 | 2,315 | 1,620 |
| TOTAL | $36,189 | $25,332 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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|
Last change: ↑0.20% on October 28. |
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|
|
4.75% |
$1,500 |
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Last change: ↓0.25% on October 16. |
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