This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.23% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 615 | 431 |
| 2 | 50,615 | 623 | 436 |
| 3 | 51,238 | 630 | 441 |
| 4 | 51,868 | 638 | 447 |
| 5 | 52,506 | 646 | 452 |
| 6 | 53,152 | 654 | 458 |
| 7 | 53,805 | 662 | 463 |
| 8 | 54,467 | 670 | 469 |
| 9 | 55,137 | 678 | 475 |
| 10 | 55,815 | 687 | 481 |
| 11 | 56,502 | 695 | 486 |
| 12 | 57,197 | 704 | 492 |
| 13 | 57,900 | 712 | 499 |
| 14 | 58,612 | 721 | 505 |
| 15 | 59,333 | 730 | 511 |
| 16 | 60,063 | 739 | 517 |
| 17 | 60,802 | 748 | 524 |
| 18 | 61,550 | 757 | 530 |
| 19 | 62,307 | 766 | 536 |
| 20 | 63,073 | 776 | 543 |
| TOTAL | $13,849 | $9,694 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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