Compare Savings vs. CDs
Comparison of Deposit Account from Community Partners Savings Bank with 0.68% - April 2025


Long-Term Analysis of Community Partners Savings Bank with 0.68% APY and The First National Bank in Tremont with 0.15% APY and The First National Bank in Tremont with 0.20% APY and Platte Valley Bank with 0.85% APY and OREGONIANS with 0.70% APY and State Bank of Medora with 3.98% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.68%
    -
    $50,000
    18 Month
    Bank
    1.17x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.68%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 340 238
    2 50,340 342 240
    3 50,682 345 241
    4 51,027 347 243
    5 51,374 349 245
    6 51,723 352 246
    7 52,075 354 248
    8 52,429 357 250
    9 52,786 359 251
    10 53,145 361 253
    11 53,506 364 255
    12 53,870 366 256
    13 54,236 369 258
    14 54,605 371 260
    15 54,976 374 262
    16 55,350 376 263
    17 55,726 379 265
    18 56,105 382 267
    19 56,487 384 269
    20 56,871 387 271
    TOTAL $7,258 $5,080
  • 2
    LOCAL CD
    0.15%
    -
    $50,000
    12 Month
    Bank
    0.27x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.15%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 75 53
    2 50,075 75 53
    3 50,150 75 53
    4 50,225 75 53
    5 50,301 75 53
    6 50,376 76 53
    7 50,452 76 53
    8 50,527 76 53
    9 50,603 76 53
    10 50,679 76 53
    11 50,755 76 53
    12 50,831 76 53
    13 50,907 76 53
    14 50,984 76 54
    15 51,060 77 54
    16 51,137 77 54
    17 51,214 77 54
    18 51,290 77 54
    19 51,367 77 54
    20 51,444 77 54
    TOTAL $1,522 $1,065
  • 3
    LOCAL CD
    0.20%
    -
    $50,000
    18 Month
    Bank
    0.34x (National Avg. - 0.58%)
    $100,000
     
    SCENARIO
    Year Rate
    0.20%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 4
    LOCAL CD
    0.85%
    -
    $50,000
    48 Month
    Bank
    1.04x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.85%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 425 298
    2 50,425 429 300
    3 50,854 432 303
    4 51,286 436 305
    5 51,722 440 308
    6 52,161 443 310
    7 52,605 447 313
    8 53,052 451 316
    9 53,503 455 318
    10 53,958 459 321
    11 54,416 463 324
    12 54,879 466 327
    13 55,345 470 329
    14 55,816 474 332
    15 56,290 478 335
    16 56,769 483 338
    17 57,251 487 341
    18 57,738 491 344
    19 58,229 495 346
    20 58,724 499 349
    TOTAL $9,223 $6,456
  • 5
    LOCAL CD
    0.70%
    -
    $50,000
    60 Month
    Credit Union
    0.76x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    0.70%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 350 245
    2 50,350 352 247
    3 50,702 355 248
    4 51,057 357 250
    5 51,415 360 252
    6 51,775 362 254
    7 52,137 365 255
    8 52,502 368 257
    9 52,870 370 259
    10 53,240 373 261
    11 53,612 375 263
    12 53,988 378 265
    13 54,366 381 266
    14 54,746 383 268
    15 55,129 386 270
    16 55,515 389 272
    17 55,904 391 274
    18 56,295 394 276
    19 56,689 397 278
    20 57,086 400 280
    TOTAL $7,486 $5,240
  • 6
    LOCAL CD
    3.98%
    -
    $50,000
    11 Month
    Bank
    N.A.
    $500
     
    SCENARIO
    Year Rate
    3.98%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,990 1,393
    2 51,990 2,069 1,448
    3 54,059 2,152 1,506
    4 56,211 2,237 1,566
    5 58,448 2,326 1,628
    6 60,774 2,419 1,693
    7 63,193 2,515 1,761
    8 65,708 2,615 1,831
    9 68,323 2,719 1,903
    10 71,043 2,827 1,979
    11 73,870 2,940 2,058
    12 76,810 3,057 2,140
    13 79,867 3,179 2,225
    14 83,046 3,305 2,314
    15 86,351 3,437 2,406
    16 89,788 3,574 2,501
    17 93,361 3,716 2,601
    18 97,077 3,864 2,705
    19 100,941 4,017 2,812
    20 104,958 4,177 2,924
    TOTAL $59,136 $41,395

    All calculations are for demonstration purposes only.

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