This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.86% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,430 | 1,701 |
| 2 | 52,430 | 2,548 | 1,784 |
| 3 | 54,978 | 2,672 | 1,870 |
| 4 | 57,650 | 2,802 | 1,961 |
| 5 | 60,452 | 2,938 | 2,057 |
| 6 | 63,390 | 3,081 | 2,157 |
| 7 | 66,471 | 3,230 | 2,261 |
| 8 | 69,701 | 3,387 | 2,371 |
| 9 | 73,088 | 3,552 | 2,486 |
| 10 | 76,641 | 3,725 | 2,607 |
| 11 | 80,365 | 3,906 | 2,734 |
| 12 | 84,271 | 4,096 | 2,867 |
| 13 | 88,367 | 4,295 | 3,006 |
| 14 | 92,661 | 4,503 | 3,152 |
| 15 | 97,165 | 4,722 | 3,306 |
| 16 | 101,887 | 4,952 | 3,466 |
| 17 | 106,838 | 5,192 | 3,635 |
| 18 | 112,031 | 5,445 | 3,811 |
| 19 | 117,476 | 5,709 | 3,997 |
| 20 | 123,185 | 5,987 | 4,191 |
| TOTAL | $79,172 | $55,420 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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4.70% |
$50,000 |
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Last change: ↓0.10% on December 29. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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|
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4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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