This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.14% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,070 | 1,449 |
| 2 | 52,070 | 2,156 | 1,509 |
| 3 | 54,226 | 2,245 | 1,571 |
| 4 | 56,471 | 2,338 | 1,637 |
| 5 | 58,809 | 2,435 | 1,704 |
| 6 | 61,243 | 2,535 | 1,775 |
| 7 | 63,779 | 2,640 | 1,848 |
| 8 | 66,419 | 2,750 | 1,925 |
| 9 | 69,169 | 2,864 | 2,005 |
| 10 | 72,032 | 2,982 | 2,088 |
| 11 | 75,015 | 3,106 | 2,174 |
| 12 | 78,120 | 3,234 | 2,264 |
| 13 | 81,354 | 3,368 | 2,358 |
| 14 | 84,722 | 3,508 | 2,455 |
| 15 | 88,230 | 3,653 | 2,557 |
| 16 | 91,883 | 3,804 | 2,663 |
| 17 | 95,687 | 3,961 | 2,773 |
| 18 | 99,648 | 4,125 | 2,888 |
| 19 | 103,773 | 4,296 | 3,007 |
| 20 | 108,070 | 4,474 | 3,132 |
| TOTAL | $62,544 | $43,781 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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5.00% |
$500 |
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Last change: ↑3.00% on August 7. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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