This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.24% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,120 | 1,484 |
| 2 | 52,120 | 2,210 | 1,547 |
| 3 | 54,330 | 2,304 | 1,613 |
| 4 | 56,633 | 2,401 | 1,681 |
| 5 | 59,035 | 2,503 | 1,752 |
| 6 | 61,538 | 2,609 | 1,826 |
| 7 | 64,147 | 2,720 | 1,904 |
| 8 | 66,867 | 2,835 | 1,985 |
| 9 | 69,702 | 2,955 | 2,069 |
| 10 | 72,657 | 3,081 | 2,156 |
| 11 | 75,738 | 3,211 | 2,248 |
| 12 | 78,949 | 3,347 | 2,343 |
| 13 | 82,297 | 3,489 | 2,443 |
| 14 | 85,786 | 3,637 | 2,546 |
| 15 | 89,423 | 3,792 | 2,654 |
| 16 | 93,215 | 3,952 | 2,767 |
| 17 | 97,167 | 4,120 | 2,884 |
| 18 | 101,287 | 4,295 | 3,006 |
| 19 | 105,582 | 4,477 | 3,134 |
| 20 | 110,059 | 4,666 | 3,267 |
| TOTAL | $64,725 | $45,307 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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