This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.10% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 50 | 35 |
| 2 | 50,050 | 50 | 35 |
| 3 | 50,100 | 50 | 35 |
| 4 | 50,150 | 50 | 35 |
| 5 | 50,200 | 50 | 35 |
| 6 | 50,251 | 50 | 35 |
| 7 | 50,301 | 50 | 35 |
| 8 | 50,351 | 50 | 35 |
| 9 | 50,401 | 50 | 35 |
| 10 | 50,452 | 50 | 35 |
| 11 | 50,502 | 51 | 35 |
| 12 | 50,553 | 51 | 35 |
| 13 | 50,603 | 51 | 35 |
| 14 | 50,654 | 51 | 35 |
| 15 | 50,705 | 51 | 35 |
| 16 | 50,755 | 51 | 36 |
| 17 | 50,806 | 51 | 36 |
| 18 | 50,857 | 51 | 36 |
| 19 | 50,908 | 51 | 36 |
| 20 | 50,959 | 51 | 36 |
| TOTAL | $1,010 | $707 |
| Year | Rate 1.55% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 775 | 543 |
| 2 | 50,775 | 787 | 551 |
| 3 | 51,562 | 799 | 559 |
| 4 | 52,361 | 812 | 568 |
| 5 | 53,173 | 824 | 577 |
| 6 | 53,997 | 837 | 586 |
| 7 | 54,834 | 850 | 595 |
| 8 | 55,684 | 863 | 604 |
| 9 | 56,547 | 876 | 614 |
| 10 | 57,423 | 890 | 623 |
| 11 | 58,314 | 904 | 633 |
| 12 | 59,217 | 918 | 643 |
| 13 | 60,135 | 932 | 652 |
| 14 | 61,067 | 947 | 663 |
| 15 | 62,014 | 961 | 673 |
| 16 | 62,975 | 976 | 683 |
| 17 | 63,951 | 991 | 694 |
| 18 | 64,942 | 1,007 | 705 |
| 19 | 65,949 | 1,022 | 716 |
| 20 | 66,971 | 1,038 | 727 |
| TOTAL | $18,009 | $12,607 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
4.55% |
$5,000 |
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Last change: ↑0.15% on March 22. |
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4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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|
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4.50% |
$500 |
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Last change: ↓0.50% on February 25. |
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