This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.54% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,270 | 1,589 |
| 2 | 52,270 | 2,373 | 1,661 |
| 3 | 54,643 | 2,481 | 1,737 |
| 4 | 57,124 | 2,593 | 1,815 |
| 5 | 59,717 | 2,711 | 1,898 |
| 6 | 62,428 | 2,834 | 1,984 |
| 7 | 65,263 | 2,963 | 2,074 |
| 8 | 68,226 | 3,097 | 2,168 |
| 9 | 71,323 | 3,238 | 2,267 |
| 10 | 74,561 | 3,385 | 2,370 |
| 11 | 77,946 | 3,539 | 2,477 |
| 12 | 81,485 | 3,699 | 2,590 |
| 13 | 85,184 | 3,867 | 2,707 |
| 14 | 89,052 | 4,043 | 2,830 |
| 15 | 93,095 | 4,226 | 2,959 |
| 16 | 97,321 | 4,418 | 3,093 |
| 17 | 101,740 | 4,619 | 3,233 |
| 18 | 106,359 | 4,829 | 3,380 |
| 19 | 111,187 | 5,048 | 3,534 |
| 20 | 116,235 | 5,277 | 3,694 |
| TOTAL | $71,512 | $50,059 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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