This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.80% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,400 | 1,680 |
| 2 | 52,400 | 2,515 | 1,761 |
| 3 | 54,915 | 2,636 | 1,845 |
| 4 | 57,551 | 2,762 | 1,934 |
| 5 | 60,314 | 2,895 | 2,027 |
| 6 | 63,209 | 3,034 | 2,124 |
| 7 | 66,243 | 3,180 | 2,226 |
| 8 | 69,422 | 3,332 | 2,333 |
| 9 | 72,755 | 3,492 | 2,445 |
| 10 | 76,247 | 3,660 | 2,562 |
| 11 | 79,907 | 3,836 | 2,685 |
| 12 | 83,742 | 4,020 | 2,814 |
| 13 | 87,762 | 4,213 | 2,949 |
| 14 | 91,974 | 4,415 | 3,090 |
| 15 | 96,389 | 4,627 | 3,239 |
| 16 | 101,016 | 4,849 | 3,394 |
| 17 | 105,865 | 5,081 | 3,557 |
| 18 | 110,946 | 5,325 | 3,728 |
| 19 | 116,271 | 5,581 | 3,907 |
| 20 | 121,852 | 5,849 | 4,094 |
| TOTAL | $77,701 | $54,391 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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