This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.18% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,090 | 1,463 |
| 2 | 52,090 | 2,177 | 1,524 |
| 3 | 54,267 | 2,268 | 1,588 |
| 4 | 56,536 | 2,363 | 1,654 |
| 5 | 58,899 | 2,462 | 1,723 |
| 6 | 61,361 | 2,565 | 1,795 |
| 7 | 63,926 | 2,672 | 1,870 |
| 8 | 66,598 | 2,784 | 1,949 |
| 9 | 69,382 | 2,900 | 2,030 |
| 10 | 72,282 | 3,021 | 2,115 |
| 11 | 75,303 | 3,148 | 2,203 |
| 12 | 78,451 | 3,279 | 2,295 |
| 13 | 81,730 | 3,416 | 2,391 |
| 14 | 85,146 | 3,559 | 2,491 |
| 15 | 88,706 | 3,708 | 2,596 |
| 16 | 92,413 | 3,863 | 2,704 |
| 17 | 96,276 | 4,024 | 2,817 |
| 18 | 100,301 | 4,193 | 2,935 |
| 19 | 104,493 | 4,368 | 3,057 |
| 20 | 108,861 | 4,550 | 3,185 |
| TOTAL | $63,411 | $44,388 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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