This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.61% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,805 | 1,264 |
| 2 | 51,805 | 1,870 | 1,309 |
| 3 | 53,675 | 1,938 | 1,356 |
| 4 | 55,613 | 2,008 | 1,405 |
| 5 | 57,620 | 2,080 | 1,456 |
| 6 | 59,701 | 2,155 | 1,509 |
| 7 | 61,856 | 2,233 | 1,563 |
| 8 | 64,089 | 2,314 | 1,620 |
| 9 | 66,402 | 2,397 | 1,678 |
| 10 | 68,799 | 2,484 | 1,739 |
| 11 | 71,283 | 2,573 | 1,801 |
| 12 | 73,856 | 2,666 | 1,866 |
| 13 | 76,523 | 2,762 | 1,934 |
| 14 | 79,285 | 2,862 | 2,004 |
| 15 | 82,147 | 2,966 | 2,076 |
| 16 | 85,113 | 3,073 | 2,151 |
| 17 | 88,185 | 3,183 | 2,228 |
| 18 | 91,369 | 3,298 | 2,309 |
| 19 | 94,667 | 3,417 | 2,392 |
| 20 | 98,085 | 3,541 | 2,479 |
| TOTAL | $51,626 | $36,138 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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