This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.82% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,910 | 1,337 |
| 2 | 51,910 | 1,983 | 1,388 |
| 3 | 53,893 | 2,059 | 1,441 |
| 4 | 55,952 | 2,137 | 1,496 |
| 5 | 58,089 | 2,219 | 1,553 |
| 6 | 60,308 | 2,304 | 1,613 |
| 7 | 62,612 | 2,392 | 1,674 |
| 8 | 65,004 | 2,483 | 1,738 |
| 9 | 67,487 | 2,578 | 1,805 |
| 10 | 70,065 | 2,676 | 1,874 |
| 11 | 72,741 | 2,779 | 1,945 |
| 12 | 75,520 | 2,885 | 2,019 |
| 13 | 78,405 | 2,995 | 2,097 |
| 14 | 81,400 | 3,109 | 2,177 |
| 15 | 84,509 | 3,228 | 2,260 |
| 16 | 87,738 | 3,352 | 2,346 |
| 17 | 91,089 | 3,480 | 2,436 |
| 18 | 94,569 | 3,613 | 2,529 |
| 19 | 98,181 | 3,751 | 2,625 |
| 20 | 101,932 | 3,894 | 2,726 |
| TOTAL | $55,826 | $39,078 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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