This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.56% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 280 | 196 |
| 2 | 50,280 | 282 | 197 |
| 3 | 50,562 | 283 | 198 |
| 4 | 50,845 | 285 | 199 |
| 5 | 51,129 | 286 | 200 |
| 6 | 51,416 | 288 | 202 |
| 7 | 51,704 | 290 | 203 |
| 8 | 51,993 | 291 | 204 |
| 9 | 52,284 | 293 | 205 |
| 10 | 52,577 | 294 | 206 |
| 11 | 52,872 | 296 | 207 |
| 12 | 53,168 | 298 | 208 |
| 13 | 53,465 | 299 | 210 |
| 14 | 53,765 | 301 | 211 |
| 15 | 54,066 | 303 | 212 |
| 16 | 54,369 | 304 | 213 |
| 17 | 54,673 | 306 | 214 |
| 18 | 54,979 | 308 | 216 |
| 19 | 55,287 | 310 | 217 |
| 20 | 55,597 | 311 | 218 |
| TOTAL | $5,908 | $4,136 |
| Year | Rate 0.03% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 15 | 11 |
| 2 | 50,015 | 15 | 11 |
| 3 | 50,030 | 15 | 11 |
| 4 | 50,045 | 15 | 11 |
| 5 | 50,060 | 15 | 11 |
| 6 | 50,075 | 15 | 11 |
| 7 | 50,090 | 15 | 11 |
| 8 | 50,105 | 15 | 11 |
| 9 | 50,120 | 15 | 11 |
| 10 | 50,135 | 15 | 11 |
| 11 | 50,150 | 15 | 11 |
| 12 | 50,165 | 15 | 11 |
| 13 | 50,180 | 15 | 11 |
| 14 | 50,195 | 15 | 11 |
| 15 | 50,210 | 15 | 11 |
| 16 | 50,225 | 15 | 11 |
| 17 | 50,241 | 15 | 11 |
| 18 | 50,256 | 15 | 11 |
| 19 | 50,271 | 15 | 11 |
| 20 | 50,286 | 15 | 11 |
| TOTAL | $301 | $211 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$5,000 |
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Last change: ↑0.15% on March 22. |
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4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$500 |
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Last change: ↓0.50% on February 25. |
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