This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.05% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,025 | 718 |
| 2 | 51,025 | 1,046 | 732 |
| 3 | 52,071 | 1,067 | 747 |
| 4 | 53,138 | 1,089 | 763 |
| 5 | 54,228 | 1,112 | 778 |
| 6 | 55,339 | 1,134 | 794 |
| 7 | 56,474 | 1,158 | 810 |
| 8 | 57,632 | 1,181 | 827 |
| 9 | 58,813 | 1,206 | 844 |
| 10 | 60,019 | 1,230 | 861 |
| 11 | 61,249 | 1,256 | 879 |
| 12 | 62,505 | 1,281 | 897 |
| 13 | 63,786 | 1,308 | 915 |
| 14 | 65,094 | 1,334 | 934 |
| 15 | 66,428 | 1,362 | 953 |
| 16 | 67,790 | 1,390 | 973 |
| 17 | 69,180 | 1,418 | 993 |
| 18 | 70,598 | 1,447 | 1,013 |
| 19 | 72,045 | 1,477 | 1,034 |
| 20 | 73,522 | 1,507 | 1,055 |
| TOTAL | $25,029 | $17,520 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$50,000 |
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Last change: ↓0.10% on December 29. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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