This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.10% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 50 | 35 |
| 2 | 50,050 | 50 | 35 |
| 3 | 50,100 | 50 | 35 |
| 4 | 50,150 | 50 | 35 |
| 5 | 50,200 | 50 | 35 |
| 6 | 50,251 | 50 | 35 |
| 7 | 50,301 | 50 | 35 |
| 8 | 50,351 | 50 | 35 |
| 9 | 50,401 | 50 | 35 |
| 10 | 50,452 | 50 | 35 |
| 11 | 50,502 | 51 | 35 |
| 12 | 50,553 | 51 | 35 |
| 13 | 50,603 | 51 | 35 |
| 14 | 50,654 | 51 | 35 |
| 15 | 50,705 | 51 | 35 |
| 16 | 50,755 | 51 | 36 |
| 17 | 50,806 | 51 | 36 |
| 18 | 50,857 | 51 | 36 |
| 19 | 50,908 | 51 | 36 |
| 20 | 50,959 | 51 | 36 |
| TOTAL | $1,010 | $707 |
| Year | Rate 0.50% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 250 | 175 |
| 2 | 50,250 | 251 | 176 |
| 3 | 50,501 | 253 | 177 |
| 4 | 50,754 | 254 | 178 |
| 5 | 51,008 | 255 | 179 |
| 6 | 51,263 | 256 | 179 |
| 7 | 51,519 | 258 | 180 |
| 8 | 51,776 | 259 | 181 |
| 9 | 52,035 | 260 | 182 |
| 10 | 52,296 | 261 | 183 |
| 11 | 52,557 | 263 | 184 |
| 12 | 52,820 | 264 | 185 |
| 13 | 53,084 | 265 | 186 |
| 14 | 53,349 | 267 | 187 |
| 15 | 53,616 | 268 | 188 |
| 16 | 53,884 | 269 | 189 |
| 17 | 54,154 | 271 | 190 |
| 18 | 54,424 | 272 | 190 |
| 19 | 54,696 | 273 | 191 |
| 20 | 54,970 | 275 | 192 |
| TOTAL | $5,245 | $3,671 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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|
Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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|
Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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|
Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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