This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.87% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 435 | 305 |
| 2 | 50,435 | 439 | 307 |
| 3 | 50,874 | 443 | 310 |
| 4 | 51,316 | 446 | 313 |
| 5 | 51,763 | 450 | 315 |
| 6 | 52,213 | 454 | 318 |
| 7 | 52,667 | 458 | 321 |
| 8 | 53,126 | 462 | 324 |
| 9 | 53,588 | 466 | 326 |
| 10 | 54,054 | 470 | 329 |
| 11 | 54,524 | 474 | 332 |
| 12 | 54,999 | 478 | 335 |
| 13 | 55,477 | 483 | 338 |
| 14 | 55,960 | 487 | 341 |
| 15 | 56,447 | 491 | 344 |
| 16 | 56,938 | 495 | 347 |
| 17 | 57,433 | 500 | 350 |
| 18 | 57,933 | 504 | 353 |
| 19 | 58,437 | 508 | 356 |
| 20 | 58,945 | 513 | 359 |
| TOTAL | $9,458 | $6,621 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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