• Home
  • Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from Climate First Bank with 4.46% - February 2025


Long-Term Analysis of WHITE SANDS with 0.35% APY and Climate First Bank with 4.46% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    WHITE SANDS
    0.35%
    -
    $50,000
    6 Month
    Credit Union
    0.86x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.35%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 175 123
    2 50,175 176 123
    3 50,351 176 123
    4 50,527 177 124
    5 50,704 177 124
    6 50,881 178 125
    7 51,059 179 125
    8 51,238 179 126
    9 51,417 180 126
    10 51,597 181 126
    11 51,778 181 127
    12 51,959 182 127
    13 52,141 182 128
    14 52,323 183 128
    15 52,507 184 129
    16 52,690 184 129
    17 52,875 185 130
    18 53,060 186 130
    19 53,245 186 130
    20 53,432 187 131
    TOTAL $3,619 $2,533
  • 2
    ONLINE MONEY MARKET
    Climate First Bank
    4.46%
    -
    $50,000
    N.A.
    Bank
    11.01x (National Avg. - 0.41%)
    $50,000
     
    SCENARIO
    Year Rate
    4.46%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,230 1,561
    2 52,230 2,329 1,631
    3 54,559 2,433 1,703
    4 56,993 2,542 1,779
    5 59,535 2,655 1,859
    6 62,190 2,774 1,942
    7 64,964 2,897 2,028
    8 67,861 3,027 2,119
    9 70,888 3,162 2,213
    10 74,049 3,303 2,312
    11 77,352 3,450 2,415
    12 80,802 3,604 2,523
    13 84,405 3,764 2,635
    14 88,170 3,932 2,753
    15 92,102 4,108 2,875
    16 96,210 4,291 3,004
    17 100,501 4,482 3,138
    18 104,983 4,682 3,278
    19 109,666 4,891 3,424
    20 114,557 5,109 3,576
    TOTAL $69,666 $48,766

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↓0.10% on February 9.
    6 Month Jumbo CD.

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↓0.10% on February 17.
    3 Month CD.

    Last change: ↓0.85% on August 7, 2024.
    Early Withdrawal Penalty is 6 months interest.

    Reddit

    Featured on:

    Copyright © 2025 BestCashCow.com, LLC. All Rights Reserved. Our Terms and Conditions. Privacy Policy + CCPA.

    Disclosure Governing Your Use of this Website | Advertising Disclosure

    Last Update on February 21, 2025

    This page was created in 0.0854 seconds.