This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
Year | Rate 2.40% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 1,200 | 840 |
2 | 51,200 | 1,229 | 860 |
3 | 52,429 | 1,258 | 881 |
4 | 53,687 | 1,288 | 902 |
5 | 54,976 | 1,319 | 924 |
6 | 56,295 | 1,351 | 946 |
7 | 57,646 | 1,384 | 968 |
8 | 59,030 | 1,417 | 992 |
9 | 60,446 | 1,451 | 1,015 |
10 | 61,897 | 1,486 | 1,040 |
11 | 63,383 | 1,521 | 1,065 |
12 | 64,904 | 1,558 | 1,090 |
13 | 66,461 | 1,595 | 1,117 |
14 | 68,056 | 1,633 | 1,143 |
15 | 69,690 | 1,673 | 1,171 |
16 | 71,362 | 1,713 | 1,199 |
17 | 73,075 | 1,754 | 1,228 |
18 | 74,829 | 1,796 | 1,257 |
19 | 76,625 | 1,839 | 1,287 |
20 | 78,464 | 1,883 | 1,318 |
TOTAL | $30,347 | $21,243 |
Year | Rate 0.30% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 150 | 105 |
2 | 50,150 | 150 | 105 |
3 | 50,300 | 151 | 106 |
4 | 50,451 | 151 | 106 |
5 | 50,603 | 152 | 106 |
6 | 50,755 | 152 | 107 |
7 | 50,907 | 153 | 107 |
8 | 51,059 | 153 | 107 |
9 | 51,213 | 154 | 108 |
10 | 51,366 | 154 | 108 |
11 | 51,520 | 155 | 108 |
12 | 51,675 | 155 | 109 |
13 | 51,830 | 155 | 109 |
14 | 51,985 | 156 | 109 |
15 | 52,141 | 156 | 109 |
16 | 52,298 | 157 | 110 |
17 | 52,455 | 157 | 110 |
18 | 52,612 | 158 | 110 |
19 | 52,770 | 158 | 111 |
20 | 52,928 | 159 | 111 |
TOTAL | $3,087 | $2,161 |
Year | Rate 0.85% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 425 | 298 |
2 | 50,425 | 429 | 300 |
3 | 50,854 | 432 | 303 |
4 | 51,286 | 436 | 305 |
5 | 51,722 | 440 | 308 |
6 | 52,161 | 443 | 310 |
7 | 52,605 | 447 | 313 |
8 | 53,052 | 451 | 316 |
9 | 53,503 | 455 | 318 |
10 | 53,958 | 459 | 321 |
11 | 54,416 | 463 | 324 |
12 | 54,879 | 466 | 327 |
13 | 55,345 | 470 | 329 |
14 | 55,816 | 474 | 332 |
15 | 56,290 | 478 | 335 |
16 | 56,769 | 483 | 338 |
17 | 57,251 | 487 | 341 |
18 | 57,738 | 491 | 344 |
19 | 58,229 | 495 | 346 |
20 | 58,724 | 499 | 349 |
TOTAL | $9,223 | $6,456 |
Year | Rate 0.70% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 350 | 245 |
2 | 50,350 | 352 | 247 |
3 | 50,702 | 355 | 248 |
4 | 51,057 | 357 | 250 |
5 | 51,415 | 360 | 252 |
6 | 51,775 | 362 | 254 |
7 | 52,137 | 365 | 255 |
8 | 52,502 | 368 | 257 |
9 | 52,870 | 370 | 259 |
10 | 53,240 | 373 | 261 |
11 | 53,612 | 375 | 263 |
12 | 53,988 | 378 | 265 |
13 | 54,366 | 381 | 266 |
14 | 54,746 | 383 | 268 |
15 | 55,129 | 386 | 270 |
16 | 55,515 | 389 | 272 |
17 | 55,904 | 391 | 274 |
18 | 56,295 | 394 | 276 |
19 | 56,689 | 397 | 278 |
20 | 57,086 | 400 | 280 |
TOTAL | $7,486 | $5,240 |
Year | Rate 0.30% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 150 | 105 |
2 | 50,150 | 150 | 105 |
3 | 50,300 | 151 | 106 |
4 | 50,451 | 151 | 106 |
5 | 50,603 | 152 | 106 |
6 | 50,755 | 152 | 107 |
7 | 50,907 | 153 | 107 |
8 | 51,059 | 153 | 107 |
9 | 51,213 | 154 | 108 |
10 | 51,366 | 154 | 108 |
11 | 51,520 | 155 | 108 |
12 | 51,675 | 155 | 109 |
13 | 51,830 | 155 | 109 |
14 | 51,985 | 156 | 109 |
15 | 52,141 | 156 | 109 |
16 | 52,298 | 157 | 110 |
17 | 52,455 | 157 | 110 |
18 | 52,612 | 158 | 110 |
19 | 52,770 | 158 | 111 |
20 | 52,928 | 159 | 111 |
TOTAL | $3,087 | $2,161 |
Year | Rate 1.75% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 875 | 613 |
2 | 50,875 | 890 | 623 |
3 | 51,765 | 906 | 634 |
4 | 52,671 | 922 | 645 |
5 | 53,593 | 938 | 657 |
6 | 54,531 | 954 | 668 |
7 | 55,485 | 971 | 680 |
8 | 56,456 | 988 | 692 |
9 | 57,444 | 1,005 | 704 |
10 | 58,449 | 1,023 | 716 |
11 | 59,472 | 1,041 | 729 |
12 | 60,513 | 1,059 | 741 |
13 | 61,572 | 1,078 | 754 |
14 | 62,649 | 1,096 | 767 |
15 | 63,746 | 1,116 | 781 |
16 | 64,861 | 1,135 | 795 |
17 | 65,996 | 1,155 | 808 |
18 | 67,151 | 1,175 | 823 |
19 | 68,327 | 1,196 | 837 |
20 | 69,522 | 1,217 | 852 |
TOTAL | $20,739 | $14,517 |
Year | Rate 0.40% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 200 | 140 |
2 | 50,200 | 201 | 141 |
3 | 50,401 | 202 | 141 |
4 | 50,602 | 202 | 142 |
5 | 50,805 | 203 | 142 |
6 | 51,008 | 204 | 143 |
7 | 51,212 | 205 | 143 |
8 | 51,417 | 206 | 144 |
9 | 51,623 | 206 | 145 |
10 | 51,829 | 207 | 145 |
11 | 52,036 | 208 | 146 |
12 | 52,245 | 209 | 146 |
13 | 52,454 | 210 | 147 |
14 | 52,663 | 211 | 147 |
15 | 52,874 | 211 | 148 |
16 | 53,085 | 212 | 149 |
17 | 53,298 | 213 | 149 |
18 | 53,511 | 214 | 150 |
19 | 53,725 | 215 | 150 |
20 | 53,940 | 216 | 151 |
TOTAL | $4,156 | $2,909 |
Year | Rate 0.02% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 10 | 7 |
2 | 50,010 | 10 | 7 |
3 | 50,020 | 10 | 7 |
4 | 50,030 | 10 | 7 |
5 | 50,040 | 10 | 7 |
6 | 50,050 | 10 | 7 |
7 | 50,060 | 10 | 7 |
8 | 50,070 | 10 | 7 |
9 | 50,080 | 10 | 7 |
10 | 50,090 | 10 | 7 |
11 | 50,100 | 10 | 7 |
12 | 50,110 | 10 | 7 |
13 | 50,120 | 10 | 7 |
14 | 50,130 | 10 | 7 |
15 | 50,140 | 10 | 7 |
16 | 50,150 | 10 | 7 |
17 | 50,160 | 10 | 7 |
18 | 50,170 | 10 | 7 |
19 | 50,180 | 10 | 7 |
20 | 50,190 | 10 | 7 |
TOTAL | $200 | $140 |
Year | Rate 1.51% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 755 | 529 |
2 | 50,755 | 766 | 536 |
3 | 51,521 | 778 | 545 |
4 | 52,299 | 790 | 553 |
5 | 53,089 | 802 | 561 |
6 | 53,891 | 814 | 570 |
7 | 54,704 | 826 | 578 |
8 | 55,531 | 839 | 587 |
9 | 56,369 | 851 | 596 |
10 | 57,220 | 864 | 605 |
11 | 58,084 | 877 | 614 |
12 | 58,961 | 890 | 623 |
13 | 59,852 | 904 | 633 |
14 | 60,755 | 917 | 642 |
15 | 61,673 | 931 | 652 |
16 | 62,604 | 945 | 662 |
17 | 63,549 | 960 | 672 |
18 | 64,509 | 974 | 682 |
19 | 65,483 | 989 | 692 |
20 | 66,472 | 1,004 | 703 |
TOTAL | $17,476 | $12,233 |
Year | Rate 1.26% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 630 | 441 |
2 | 50,630 | 638 | 447 |
3 | 51,268 | 646 | 452 |
4 | 51,914 | 654 | 458 |
5 | 52,568 | 662 | 464 |
6 | 53,230 | 671 | 469 |
7 | 53,901 | 679 | 475 |
8 | 54,580 | 688 | 481 |
9 | 55,268 | 696 | 487 |
10 | 55,964 | 705 | 494 |
11 | 56,669 | 714 | 500 |
12 | 57,384 | 723 | 506 |
13 | 58,107 | 732 | 512 |
14 | 58,839 | 741 | 519 |
15 | 59,580 | 751 | 525 |
16 | 60,331 | 760 | 532 |
17 | 61,091 | 770 | 539 |
18 | 61,861 | 779 | 546 |
19 | 62,640 | 789 | 552 |
20 | 63,429 | 799 | 559 |
TOTAL | $14,229 | $9,960 |
Year | Rate 0.20% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 100 | 70 |
2 | 50,100 | 100 | 70 |
3 | 50,200 | 100 | 70 |
4 | 50,301 | 101 | 70 |
5 | 50,401 | 101 | 71 |
6 | 50,502 | 101 | 71 |
7 | 50,603 | 101 | 71 |
8 | 50,704 | 101 | 71 |
9 | 50,806 | 102 | 71 |
10 | 50,907 | 102 | 71 |
11 | 51,009 | 102 | 71 |
12 | 51,111 | 102 | 72 |
13 | 51,213 | 102 | 72 |
14 | 51,316 | 103 | 72 |
15 | 51,418 | 103 | 72 |
16 | 51,521 | 103 | 72 |
17 | 51,624 | 103 | 72 |
18 | 51,727 | 103 | 72 |
19 | 51,831 | 104 | 73 |
20 | 51,935 | 104 | 73 |
TOTAL | $2,038 | $1,427 |
Year | Rate 0.30% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 150 | 105 |
2 | 50,150 | 150 | 105 |
3 | 50,300 | 151 | 106 |
4 | 50,451 | 151 | 106 |
5 | 50,603 | 152 | 106 |
6 | 50,755 | 152 | 107 |
7 | 50,907 | 153 | 107 |
8 | 51,059 | 153 | 107 |
9 | 51,213 | 154 | 108 |
10 | 51,366 | 154 | 108 |
11 | 51,520 | 155 | 108 |
12 | 51,675 | 155 | 109 |
13 | 51,830 | 155 | 109 |
14 | 51,985 | 156 | 109 |
15 | 52,141 | 156 | 109 |
16 | 52,298 | 157 | 110 |
17 | 52,455 | 157 | 110 |
18 | 52,612 | 158 | 110 |
19 | 52,770 | 158 | 111 |
20 | 52,928 | 159 | 111 |
TOTAL | $3,087 | $2,161 |
Year | Rate 0.40% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 200 | 140 |
2 | 50,200 | 201 | 141 |
3 | 50,401 | 202 | 141 |
4 | 50,602 | 202 | 142 |
5 | 50,805 | 203 | 142 |
6 | 51,008 | 204 | 143 |
7 | 51,212 | 205 | 143 |
8 | 51,417 | 206 | 144 |
9 | 51,623 | 206 | 145 |
10 | 51,829 | 207 | 145 |
11 | 52,036 | 208 | 146 |
12 | 52,245 | 209 | 146 |
13 | 52,454 | 210 | 147 |
14 | 52,663 | 211 | 147 |
15 | 52,874 | 211 | 148 |
16 | 53,085 | 212 | 149 |
17 | 53,298 | 213 | 149 |
18 | 53,511 | 214 | 150 |
19 | 53,725 | 215 | 150 |
20 | 53,940 | 216 | 151 |
TOTAL | $4,156 | $2,909 |
Year | Rate 0.05% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 25 | 18 |
2 | 50,025 | 25 | 18 |
3 | 50,050 | 25 | 18 |
4 | 50,075 | 25 | 18 |
5 | 50,100 | 25 | 18 |
6 | 50,125 | 25 | 18 |
7 | 50,150 | 25 | 18 |
8 | 50,175 | 25 | 18 |
9 | 50,200 | 25 | 18 |
10 | 50,225 | 25 | 18 |
11 | 50,251 | 25 | 18 |
12 | 50,276 | 25 | 18 |
13 | 50,301 | 25 | 18 |
14 | 50,326 | 25 | 18 |
15 | 50,351 | 25 | 18 |
16 | 50,376 | 25 | 18 |
17 | 50,402 | 25 | 18 |
18 | 50,427 | 25 | 18 |
19 | 50,452 | 25 | 18 |
20 | 50,477 | 25 | 18 |
TOTAL | $502 | $352 |
Year | Rate 0.05% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 25 | 18 |
2 | 50,025 | 25 | 18 |
3 | 50,050 | 25 | 18 |
4 | 50,075 | 25 | 18 |
5 | 50,100 | 25 | 18 |
6 | 50,125 | 25 | 18 |
7 | 50,150 | 25 | 18 |
8 | 50,175 | 25 | 18 |
9 | 50,200 | 25 | 18 |
10 | 50,225 | 25 | 18 |
11 | 50,251 | 25 | 18 |
12 | 50,276 | 25 | 18 |
13 | 50,301 | 25 | 18 |
14 | 50,326 | 25 | 18 |
15 | 50,351 | 25 | 18 |
16 | 50,376 | 25 | 18 |
17 | 50,402 | 25 | 18 |
18 | 50,427 | 25 | 18 |
19 | 50,452 | 25 | 18 |
20 | 50,477 | 25 | 18 |
TOTAL | $502 | $352 |
Year | Rate 0.20% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 100 | 70 |
2 | 50,100 | 100 | 70 |
3 | 50,200 | 100 | 70 |
4 | 50,301 | 101 | 70 |
5 | 50,401 | 101 | 71 |
6 | 50,502 | 101 | 71 |
7 | 50,603 | 101 | 71 |
8 | 50,704 | 101 | 71 |
9 | 50,806 | 102 | 71 |
10 | 50,907 | 102 | 71 |
11 | 51,009 | 102 | 71 |
12 | 51,111 | 102 | 72 |
13 | 51,213 | 102 | 72 |
14 | 51,316 | 103 | 72 |
15 | 51,418 | 103 | 72 |
16 | 51,521 | 103 | 72 |
17 | 51,624 | 103 | 72 |
18 | 51,727 | 103 | 72 |
19 | 51,831 | 104 | 73 |
20 | 51,935 | 104 | 73 |
TOTAL | $2,038 | $1,427 |
Year | Rate 0.01% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 5 | 4 |
2 | 50,005 | 5 | 4 |
3 | 50,010 | 5 | 4 |
4 | 50,015 | 5 | 4 |
5 | 50,020 | 5 | 4 |
6 | 50,025 | 5 | 4 |
7 | 50,030 | 5 | 4 |
8 | 50,035 | 5 | 4 |
9 | 50,040 | 5 | 4 |
10 | 50,045 | 5 | 4 |
11 | 50,050 | 5 | 4 |
12 | 50,055 | 5 | 4 |
13 | 50,060 | 5 | 4 |
14 | 50,065 | 5 | 4 |
15 | 50,070 | 5 | 4 |
16 | 50,075 | 5 | 4 |
17 | 50,080 | 5 | 4 |
18 | 50,085 | 5 | 4 |
19 | 50,090 | 5 | 4 |
20 | 50,095 | 5 | 4 |
TOTAL | $100 | $70 |
Year | Rate 1.52% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 760 | 532 |
2 | 50,760 | 772 | 540 |
3 | 51,532 | 783 | 548 |
4 | 52,315 | 795 | 557 |
5 | 53,110 | 807 | 565 |
6 | 53,917 | 820 | 574 |
7 | 54,737 | 832 | 582 |
8 | 55,569 | 845 | 591 |
9 | 56,413 | 857 | 600 |
10 | 57,271 | 871 | 609 |
11 | 58,141 | 884 | 619 |
12 | 59,025 | 897 | 628 |
13 | 59,922 | 911 | 638 |
14 | 60,833 | 925 | 647 |
15 | 61,758 | 939 | 657 |
16 | 62,697 | 953 | 667 |
17 | 63,650 | 967 | 677 |
18 | 64,617 | 982 | 688 |
19 | 65,599 | 997 | 698 |
20 | 66,596 | 1,012 | 709 |
TOTAL | $17,609 | $12,326 |
Year | Rate 0.65% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 325 | 228 |
2 | 50,325 | 327 | 229 |
3 | 50,652 | 329 | 230 |
4 | 50,981 | 331 | 232 |
5 | 51,313 | 334 | 233 |
6 | 51,646 | 336 | 235 |
7 | 51,982 | 338 | 237 |
8 | 52,320 | 340 | 238 |
9 | 52,660 | 342 | 240 |
10 | 53,002 | 345 | 241 |
11 | 53,347 | 347 | 243 |
12 | 53,693 | 349 | 244 |
13 | 54,042 | 351 | 246 |
14 | 54,394 | 354 | 247 |
15 | 54,747 | 356 | 249 |
16 | 55,103 | 358 | 251 |
17 | 55,461 | 360 | 252 |
18 | 55,822 | 363 | 254 |
19 | 56,185 | 365 | 256 |
20 | 56,550 | 368 | 257 |
TOTAL | $6,917 | $4,842 |
Year | Rate 0.45% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 225 | 158 |
2 | 50,225 | 226 | 158 |
3 | 50,451 | 227 | 159 |
4 | 50,678 | 228 | 160 |
5 | 50,906 | 229 | 160 |
6 | 51,135 | 230 | 161 |
7 | 51,365 | 231 | 162 |
8 | 51,596 | 232 | 163 |
9 | 51,829 | 233 | 163 |
10 | 52,062 | 234 | 164 |
11 | 52,296 | 235 | 165 |
12 | 52,531 | 236 | 165 |
13 | 52,768 | 237 | 166 |
14 | 53,005 | 239 | 167 |
15 | 53,244 | 240 | 168 |
16 | 53,483 | 241 | 168 |
17 | 53,724 | 242 | 169 |
18 | 53,966 | 243 | 170 |
19 | 54,209 | 244 | 171 |
20 | 54,453 | 245 | 172 |
TOTAL | $4,698 | $3,288 |
Year | Rate 0.15% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 75 | 53 |
2 | 50,075 | 75 | 53 |
3 | 50,150 | 75 | 53 |
4 | 50,225 | 75 | 53 |
5 | 50,301 | 75 | 53 |
6 | 50,376 | 76 | 53 |
7 | 50,452 | 76 | 53 |
8 | 50,527 | 76 | 53 |
9 | 50,603 | 76 | 53 |
10 | 50,679 | 76 | 53 |
11 | 50,755 | 76 | 53 |
12 | 50,831 | 76 | 53 |
13 | 50,907 | 76 | 53 |
14 | 50,984 | 76 | 54 |
15 | 51,060 | 77 | 54 |
16 | 51,137 | 77 | 54 |
17 | 51,214 | 77 | 54 |
18 | 51,290 | 77 | 54 |
19 | 51,367 | 77 | 54 |
20 | 51,444 | 77 | 54 |
TOTAL | $1,522 | $1,065 |
Year | Rate 0.15% |
Annual Interest |
Annual Interest (After Tax) |
1 | 50,000 | 75 | 53 |
2 | 50,075 | 75 | 53 |
3 | 50,150 | 75 | 53 |
4 | 50,225 | 75 | 53 |
5 | 50,301 | 75 | 53 |
6 | 50,376 | 76 | 53 |
7 | 50,452 | 76 | 53 |
8 | 50,527 | 76 | 53 |
9 | 50,603 | 76 | 53 |
10 | 50,679 | 76 | 53 |
11 | 50,755 | 76 | 53 |
12 | 50,831 | 76 | 53 |
13 | 50,907 | 76 | 53 |
14 | 50,984 | 76 | 54 |
15 | 51,060 | 77 | 54 |
16 | 51,137 | 77 | 54 |
17 | 51,214 | 77 | 54 |
18 | 51,290 | 77 | 54 |
19 | 51,367 | 77 | 54 |
20 | 51,444 | 77 | 54 |
TOTAL | $1,522 | $1,065 |
All calculations are for demonstration purposes only.
ONLINE BANKS | APY? | MIN? | ||
---|---|---|---|---|
|
4.55% |
$50,000 |
Learn More | |
Last change: ↓0.10% on February 9. |
||||
|
4.55% |
$1,000 |
Learn More | |
Last change: ↓0.50% on October 1, 2024. |
||||
|
4.50% |
$500 |
Learn More | |
Last change: ↑0.20% on January 18. |
||||
|
4.50% |
$1,500 |
Learn More | |
Last change: ↓0.15% on January 25. |
||||
|
4.50% |
$50,000 |
Learn More | |
Last change: ↑0.20% on April 9. |