This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.61% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 805 | 564 |
| 2 | 50,805 | 818 | 573 |
| 3 | 51,623 | 831 | 582 |
| 4 | 52,454 | 845 | 591 |
| 5 | 53,299 | 858 | 601 |
| 6 | 54,157 | 872 | 610 |
| 7 | 55,029 | 886 | 620 |
| 8 | 55,915 | 900 | 630 |
| 9 | 56,815 | 915 | 640 |
| 10 | 57,730 | 929 | 651 |
| 11 | 58,659 | 944 | 661 |
| 12 | 59,603 | 960 | 672 |
| 13 | 60,563 | 975 | 683 |
| 14 | 61,538 | 991 | 694 |
| 15 | 62,529 | 1,007 | 705 |
| 16 | 63,536 | 1,023 | 716 |
| 17 | 64,558 | 1,039 | 728 |
| 18 | 65,598 | 1,056 | 739 |
| 19 | 66,654 | 1,073 | 751 |
| 20 | 67,727 | 1,090 | 763 |
| TOTAL | $18,818 | $13,172 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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