This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.80% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 400 | 280 |
| 2 | 50,400 | 403 | 282 |
| 3 | 50,802 | 406 | 284 |
| 4 | 51,208 | 409 | 286 |
| 5 | 51,617 | 412 | 289 |
| 6 | 52,030 | 416 | 291 |
| 7 | 52,445 | 419 | 293 |
| 8 | 52,864 | 422 | 296 |
| 9 | 53,287 | 426 | 298 |
| 10 | 53,713 | 429 | 300 |
| 11 | 54,142 | 433 | 303 |
| 12 | 54,574 | 436 | 305 |
| 13 | 55,010 | 440 | 308 |
| 14 | 55,450 | 443 | 310 |
| 15 | 55,893 | 447 | 313 |
| 16 | 56,340 | 450 | 315 |
| 17 | 56,790 | 454 | 318 |
| 18 | 57,243 | 457 | 320 |
| 19 | 57,701 | 461 | 323 |
| 20 | 58,162 | 465 | 325 |
| TOTAL | $8,627 | $6,039 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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