This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.00% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 498 | 348 |
| 2 | 50,498 | 502 | 352 |
| 3 | 51,000 | 507 | 355 |
| 4 | 51,507 | 512 | 359 |
| 5 | 52,020 | 518 | 362 |
| 6 | 52,537 | 523 | 366 |
| 7 | 53,060 | 528 | 370 |
| 8 | 53,588 | 533 | 373 |
| 9 | 54,121 | 539 | 377 |
| 10 | 54,660 | 544 | 381 |
| 11 | 55,204 | 549 | 384 |
| 12 | 55,753 | 555 | 388 |
| 13 | 56,308 | 560 | 392 |
| 14 | 56,868 | 566 | 396 |
| 15 | 57,434 | 571 | 400 |
| 16 | 58,005 | 577 | 404 |
| 17 | 58,583 | 583 | 408 |
| 18 | 59,165 | 589 | 412 |
| 19 | 59,754 | 595 | 416 |
| 20 | 60,349 | 600 | 420 |
| TOTAL | $10,949 | $7,664 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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|
|
4.91% |
$25,000 |
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|
Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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|
Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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|
Last change: ↑0.20% on October 28. |
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|
|
4.75% |
$1,500 |
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|
Last change: ↓0.25% on October 16. |
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