Compare Savings vs. CDs
Comparison of Deposit Account from Citizens State Bank with 0.90% - December 2024


Long-Term Analysis of Citizens State Bank with 0.90% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.90%
    -
    $50,000
    24 Month
    Bank
    1.36x (National Avg. - 0.66%)
    $1,000
     
    SCENARIO
    Year Rate
    0.90%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 448 314
    2 50,448 452 316
    3 50,900 456 319
    4 51,356 460 322
    5 51,816 464 325
    6 52,281 468 328
    7 52,749 473 331
    8 53,222 477 334
    9 53,698 481 337
    10 54,180 485 340
    11 54,665 490 343
    12 55,155 494 346
    13 55,649 499 349
    14 56,148 503 352
    15 56,651 508 355
    16 57,158 512 358
    17 57,670 517 362
    18 58,187 521 365
    19 58,709 526 368
    20 59,235 531 372
    TOTAL $9,765 $6,836

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.09% on October 17.
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    6 Month Jumbo CD.

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