This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.51% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 755 | 529 |
| 2 | 50,755 | 766 | 536 |
| 3 | 51,521 | 778 | 545 |
| 4 | 52,299 | 790 | 553 |
| 5 | 53,089 | 802 | 561 |
| 6 | 53,891 | 814 | 570 |
| 7 | 54,704 | 826 | 578 |
| 8 | 55,531 | 839 | 587 |
| 9 | 56,369 | 851 | 596 |
| 10 | 57,220 | 864 | 605 |
| 11 | 58,084 | 877 | 614 |
| 12 | 58,961 | 890 | 623 |
| 13 | 59,852 | 904 | 633 |
| 14 | 60,755 | 917 | 642 |
| 15 | 61,673 | 931 | 652 |
| 16 | 62,604 | 945 | 662 |
| 17 | 63,549 | 960 | 672 |
| 18 | 64,509 | 974 | 682 |
| 19 | 65,483 | 989 | 692 |
| 20 | 66,472 | 1,004 | 703 |
| TOTAL | $17,476 | $12,233 |
| Year | Rate 0.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 75 | 53 |
| 2 | 50,075 | 75 | 53 |
| 3 | 50,150 | 75 | 53 |
| 4 | 50,225 | 75 | 53 |
| 5 | 50,301 | 75 | 53 |
| 6 | 50,376 | 76 | 53 |
| 7 | 50,452 | 76 | 53 |
| 8 | 50,527 | 76 | 53 |
| 9 | 50,603 | 76 | 53 |
| 10 | 50,679 | 76 | 53 |
| 11 | 50,755 | 76 | 53 |
| 12 | 50,831 | 76 | 53 |
| 13 | 50,907 | 76 | 53 |
| 14 | 50,984 | 76 | 54 |
| 15 | 51,060 | 77 | 54 |
| 16 | 51,137 | 77 | 54 |
| 17 | 51,214 | 77 | 54 |
| 18 | 51,290 | 77 | 54 |
| 19 | 51,367 | 77 | 54 |
| 20 | 51,444 | 77 | 54 |
| TOTAL | $1,522 | $1,065 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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|
|
5.00% |
$500 |
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Last change: ↑3.00% on August 7. |
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|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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