This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.87% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 935 | 655 |
| 2 | 50,935 | 952 | 667 |
| 3 | 51,887 | 970 | 679 |
| 4 | 52,858 | 988 | 692 |
| 5 | 53,846 | 1,007 | 705 |
| 6 | 54,853 | 1,026 | 718 |
| 7 | 55,879 | 1,045 | 731 |
| 8 | 56,924 | 1,064 | 745 |
| 9 | 57,988 | 1,084 | 759 |
| 10 | 59,073 | 1,105 | 773 |
| 11 | 60,177 | 1,125 | 788 |
| 12 | 61,303 | 1,146 | 802 |
| 13 | 62,449 | 1,168 | 817 |
| 14 | 63,617 | 1,190 | 833 |
| 15 | 64,806 | 1,212 | 848 |
| 16 | 66,018 | 1,235 | 864 |
| 17 | 67,253 | 1,258 | 880 |
| 18 | 68,511 | 1,281 | 897 |
| 19 | 69,792 | 1,305 | 914 |
| 20 | 71,097 | 1,330 | 931 |
| TOTAL | $22,426 | $15,698 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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