This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.32% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,660 | 1,862 |
| 2 | 52,660 | 2,802 | 1,961 |
| 3 | 55,462 | 2,951 | 2,065 |
| 4 | 58,412 | 3,108 | 2,175 |
| 5 | 61,520 | 3,273 | 2,291 |
| 6 | 64,792 | 3,447 | 2,413 |
| 7 | 68,239 | 3,630 | 2,541 |
| 8 | 71,870 | 3,823 | 2,676 |
| 9 | 75,693 | 4,027 | 2,819 |
| 10 | 79,720 | 4,241 | 2,969 |
| 11 | 83,961 | 4,467 | 3,127 |
| 12 | 88,428 | 4,704 | 3,293 |
| 13 | 93,132 | 4,955 | 3,468 |
| 14 | 98,087 | 5,218 | 3,653 |
| 15 | 103,305 | 5,496 | 3,847 |
| 16 | 108,801 | 5,788 | 4,052 |
| 17 | 114,589 | 6,096 | 4,267 |
| 18 | 120,685 | 6,420 | 4,494 |
| 19 | 127,106 | 6,762 | 4,733 |
| 20 | 133,868 | 7,122 | 4,985 |
| TOTAL | $90,990 | $63,693 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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