This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.16% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 578 | 405 |
| 2 | 50,578 | 585 | 409 |
| 3 | 51,163 | 591 | 414 |
| 4 | 51,754 | 598 | 419 |
| 5 | 52,352 | 605 | 424 |
| 6 | 52,958 | 612 | 429 |
| 7 | 53,570 | 619 | 433 |
| 8 | 54,189 | 626 | 438 |
| 9 | 54,815 | 634 | 444 |
| 10 | 55,449 | 641 | 449 |
| 11 | 56,090 | 648 | 454 |
| 12 | 56,739 | 656 | 459 |
| 13 | 57,394 | 663 | 464 |
| 14 | 58,058 | 671 | 470 |
| 15 | 58,729 | 679 | 475 |
| 16 | 59,408 | 687 | 481 |
| 17 | 60,095 | 695 | 486 |
| 18 | 60,789 | 703 | 492 |
| 19 | 61,492 | 711 | 498 |
| 20 | 62,203 | 719 | 503 |
| TOTAL | $12,922 | $9,045 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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