This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.48% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,240 | 868 |
| 2 | 51,240 | 1,271 | 890 |
| 3 | 52,511 | 1,302 | 912 |
| 4 | 53,813 | 1,335 | 934 |
| 5 | 55,148 | 1,368 | 957 |
| 6 | 56,515 | 1,402 | 981 |
| 7 | 57,917 | 1,436 | 1,005 |
| 8 | 59,353 | 1,472 | 1,030 |
| 9 | 60,825 | 1,508 | 1,056 |
| 10 | 62,334 | 1,546 | 1,082 |
| 11 | 63,879 | 1,584 | 1,109 |
| 12 | 65,464 | 1,623 | 1,136 |
| 13 | 67,087 | 1,664 | 1,165 |
| 14 | 68,751 | 1,705 | 1,194 |
| 15 | 70,456 | 1,747 | 1,223 |
| 16 | 72,203 | 1,791 | 1,253 |
| 17 | 73,994 | 1,835 | 1,285 |
| 18 | 75,829 | 1,881 | 1,316 |
| 19 | 77,709 | 1,927 | 1,349 |
| 20 | 79,637 | 1,975 | 1,382 |
| TOTAL | $31,612 | $22,128 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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