This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.95% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,475 | 1,033 |
| 2 | 51,475 | 1,519 | 1,063 |
| 3 | 52,994 | 1,563 | 1,094 |
| 4 | 54,557 | 1,609 | 1,127 |
| 5 | 56,166 | 1,657 | 1,160 |
| 6 | 57,823 | 1,706 | 1,194 |
| 7 | 59,529 | 1,756 | 1,229 |
| 8 | 61,285 | 1,808 | 1,266 |
| 9 | 63,093 | 1,861 | 1,303 |
| 10 | 64,954 | 1,916 | 1,341 |
| 11 | 66,870 | 1,973 | 1,381 |
| 12 | 68,843 | 2,031 | 1,422 |
| 13 | 70,874 | 2,091 | 1,464 |
| 14 | 72,965 | 2,152 | 1,507 |
| 15 | 75,117 | 2,216 | 1,551 |
| 16 | 77,333 | 2,281 | 1,597 |
| 17 | 79,614 | 2,349 | 1,644 |
| 18 | 81,963 | 2,418 | 1,693 |
| 19 | 84,381 | 2,489 | 1,742 |
| 20 | 86,870 | 2,563 | 1,794 |
| TOTAL | $39,433 | $27,603 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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