This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.06% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,030 | 721 |
| 2 | 51,030 | 1,051 | 736 |
| 3 | 52,081 | 1,073 | 751 |
| 4 | 53,154 | 1,095 | 766 |
| 5 | 54,249 | 1,118 | 782 |
| 6 | 55,367 | 1,141 | 798 |
| 7 | 56,507 | 1,164 | 815 |
| 8 | 57,671 | 1,188 | 832 |
| 9 | 58,859 | 1,212 | 849 |
| 10 | 60,072 | 1,237 | 866 |
| 11 | 61,309 | 1,263 | 884 |
| 12 | 62,572 | 1,289 | 902 |
| 13 | 63,861 | 1,316 | 921 |
| 14 | 65,177 | 1,343 | 940 |
| 15 | 66,519 | 1,370 | 959 |
| 16 | 67,890 | 1,399 | 979 |
| 17 | 69,288 | 1,427 | 999 |
| 18 | 70,715 | 1,457 | 1,020 |
| 19 | 72,172 | 1,487 | 1,041 |
| 20 | 73,659 | 1,517 | 1,062 |
| TOTAL | $25,176 | $17,623 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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